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Ferrylend

Lending know-how

Reading bank statements

Read business bank statements the way an underwriter does: true revenue, NSFs, balances, existing positions and red flags.

6 lessons About 45 minutes For processors, underwriters and reps who pre-qualify

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Start: What underwriters look for in business bank statements

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  1. 1What underwriters look for in business bank statements 7 min
  2. 2True revenue vs deposits: a worked example 8 min
  3. 3NSFs, overdrafts and negative days 7 min
  4. 4Average daily balance: how to compute and read it 7 min
  5. 5Spotting existing positions on bank statements 8 min
  6. 6Red flags and fraud signals in bank statements 8 min